Agent Blogs

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Jan 12
2012
Blog posted by Kevin Harris  :  Views (524)  :  (0 comments)
To determine ‘affordability’ you will first need to know your taxable income along with the amount of any debt outstanding and the monthly payments. Assuming it is your principal residence you are purchasing, calculate 32% of your income for use toward a mortgage payment, property... [ more ]
Dec 13
2011
Expert Question posted by Sue Kay  :  Views (1867)  : 
Hi ! Great to hear from you again !    I definitely can help with that. I'm at     Alllandale  Decorating  Centre every morning from 8am to about 10    at    705 739 7730    or you can try my personal... [ more ]
Dec 5
2011
Expert Question posted by Sue Kay  :  Views (1421)  : 
 Hi, There are a lot of products on the market now that claim to be '0' V.O.C. and environmentally friendly . Many of these products will not off gas until they are tinted. Benjamin Moore's products like Ecospec or Natura are completely free of Voc's and used in hospitals schools and long... [ more ]
Nov 29
2011
Blog posted by Kevin Harris  :  Views (1355)  :  (0 comments)
  How Do You Choose Which One is Better - Fixed or Variable? Posted on November 08, 2011 I thought we would do an overview of fixed versus variable rates, as this is a constant water cooler topic. As predicated, lenders have made significant changes to variable rate products. Most of the... [ more ]
Oct 31
2011
Blog posted by Joanne McPhail  :  Views (2230)  :  (0 comments)
Barriston LLP, Emerges As Simcoe County's Largest Full Service Law Firm Effective, October 1, 2011, Burgar Rowe Professional Corporation and Purser Dooley Cockburn Smith LLP, two of the most respected law firms in the region have merged and rebranded to become Barriston LLP, the largest law firm... [ more ]
Oct 31
2011
Blog posted by Joanne McPhail  :  Views (1933)  :  (0 comments)
If you are considering purchasing a condominium, you will no doubt have heard about status certificates. These are documents which are provided by the condominium corporation you are buying into, which outline a number of things about the condo and the building. Ontario law dictates fairly... [ more ]
Oct 28
2011
Expert Question posted by Peter Frueh  :  Views (1655)  : 
Hello Suzyn, actually I will send you a bill at the end of the month for answering your questions, just kidding!  There is no charge for answering your questions and no salary either. If you ultimately buy a house and would like a really good Home Inspection we would be happy to help you,... [ more ]
Oct 11
2011
Expert Question posted by Peter Frueh  :  Views (1913)  : 
I love problems that solve themselves without any input.. [ more ]
Oct 7
2011
Expert Question posted by Peter Frueh  :  Views (1808)  : 
Hello Narendra, thank you for your  interest in our company. A good inspection should include a look at the entire home starting with the roof and chimneys, preferably while on the roof.  Lot grading and drainage, and all of  the exterior finishes are next,  followed... [ more ]
Aug 23
2011
Expert Question posted by Joanne McPhail  :  Views (1590)  : 
The land transfer tax you pay will depend upon the price of your home.   Here is a great link to do the calculation.  Just enter in the purchase price of your home and it will calculate your land transfer tax.  www.landtransfertaxcalculator.ca    [ more ]
May 20
2011
Expert Question posted by Sue Kay  :  Views (5264)  : 
Hi,  This is a great question.  Many times it depends upon the house . Some houses can really benefit from curb appeal, that will spike the intrigue and get your potential buyer in the door. Getting advice from an independant ie; stager or designer that your agent might suggest, is a... [ more ]
May 5
2011
Expert Question posted by Kevin Harris  :  Views (3743)  : 
Hey Stephanie, This program is offered through several lenders and is available and can be used to purchase this property.The ratios needed to qualify work on the calculation of the carrying costs for this property based on the 92k/yr (income maybe combined) and is accurate to... [ more ]
Apr 27
2011
Expert Question posted by Joanne McPhail  :  Views (4430)  : 
Hi Judy:  Thanks for your questions and for thinking of me!  Land transfer tax would be $3275.00.  Our fee on a purchase with a mortgage is $900 plus HST and the usual disbursements.  We usually tell clients to budget about $1600 plus the land transfer tax on a straight... [ more ]
Apr 19
2011
Blog posted by Kevin Harris  :  Views (10513)  :  (0 comments)
INTEREST RATE HIKE LIKELY   Chances are good we’ll see an interest rate hike from the Bank of Canada this summer, based on the latest inflation figures.  Higher food and fuel prices pushed the inflation rate to 3.3 per cent last month,  up from 2.2 per cent in... [ more ]
Apr 12
2011
Blog posted by Kevin Harris  :  Views (15132)  :  (0 comments)
BANK OF CANADA HOLDS INTEREST RATE AT 1%   The Bank of Canada has kept its trendsetting overnight interest rate at one per cent, but not because the economy is doing poorly. The bank says the economy is actually outperforming expectations, and now expects it will grow by 2.9 per cent... [ more ]
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